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Experience
Zach provides his clients with a wide range of services and is recognized for consistently delivering high-quality work while adhering to deadlines. He offers assistance in several areas, including:
- Reserving: Expertise in loss reserving, preparing Statements of Actuarial Opinion, and offering audit support.
- Product Development and Pricing: Developing rate indications, creating or updating class and territory plans, conducting competitor rate analyses, and providing rate filing support.
- Captive / Self-Insurance Assistance: Conducts feasibility studies, estimates funding requirements, and offers ongoing support for pricing, reserving, and Statements of Actuarial Opinion.
- Merger and Acquisition Support: Performs due diligence concerning insurance company unpaid claim liabilities and evaluates pricing adequacy.
- Financial Modeling and Risk Analysis: Engages in stochastic (simulation-based) modeling, creates pro-forma projections, analyzes legislative impacts, and aids in AM Best rating reviews.
Publications and Presentations
Zach has authored numerous articles in Inside Medical Liability and Medical Liability Monitor, where he analyzes the financial results of the medical professional liability industry. He has presented at several Milliman conferences and frequently addresses the boards of directors (or equivalent governing bodies) of his clients.
Professional Designations
- Fellow, Casualty Actuarial Society
- Member, American Academy of Actuaries
Education
- BS, Mathematics, University of Wisconsin-La Crosse
