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Because the world is underinsured.

Staying ahead of 100-year storms. Expanding coverage to vulnerable populations. Deciphering daunting new reporting requirements. Unlocking the promise of disruptive technologies while guarding against their risks.

These are just a few of the challenges on the desks of our insurance experts.

The insurance industry of tomorrow will look nothing like today.

Innovation is the future of the insurance industry. From expanding access and reach to creating entirely new categories of products, we are at the forefront of the trends that will define tomorrow’s industry, while protecting the lives and property of people today.


Protecting assets in an unpredictable climate

New approaches to climate resilience.


Power in the Cloud: The Milliman and Microsoft Partnership

Milliman’s groundbreaking financial modeling and reporting solution, Integrate, is powered by Microsoft Azure. See how the two companies are working together to advance technology and drive innovation in insurance.


Big data. Small firm. Huge ambition.

When tech start-up HIPPO decided to launch a data-driven, consumer-friendly property insurance offering, they looked to Milliman for guidance and expertise. Watch the story behind the development of Hippo’s revolutionary new product.

See the latest thinking
See the latest thinking

Success by the numbers: Milliman financial reporting

Evolving regulatory and financial reporting standards are challenging to interpret and implement. Milliman provides end-to-end support Solvency II, IFRS, and US GAAP, as well as the implementation of economic capital (EC) models. With decades of experience, we have the historical understanding, agency relationships, and tools and expertise to streamline and improve compliance.

Watch the video
Watch the video
Watch the video
Watch the video

Welcome to Integrate

Integrate represents a genuine paradigm shift in actuarial software, technology, and solutions. With the stakes as high as they are—from competitive pressures and increased regulatory complexity to the pace of change and threat of disruption—revolution is the clear way forward.

Read the most recent insurance thought leadership.


Milliman insurance products

Solvency II reporting and compliance
Solvency II reporting and compliance
Solvency II reporting & compliance


Streamline Solvency II compliance with a multi-user, multi-site tool for Standard Formula SCR and quantitative reporting templates.

Software performance enhancement
Software performance enhancement
Financial Modeling Platform with Excel language

Milliman MIND

Milliman Mind is a flexible and easy-to-use web-based platform which automatically converts Excel spreadsheets into more powerful models.

Financial modeling and industrialization
Financial modeling and industrialization
Financial modelling & industrialisation


Automate and accelerate actuarial modelling and reporting with a powerful, cloud-based solution.

Reserving and IBNP reserve estimation
Reserving and IBNP reserve estimation


Analyse unpaid claims liabilities with industry-leading stochastic and deterministic reserving tools and methods.

Premium comparison platform
Premium comparison platform
Premium comparison platform


Identify new market sectors, pinpoint adverse selection, and make better pricing decisions with a web-based premium comparison tool.

Reserve and liability modeling
Reserve and liability modeling
Reserve and liability modelling


Dramatically reduce the time required for life insurance reserves and liabilities calculations with innovative modelling.

Solvency II compliance
Solvency II compliance
Solvency II compliance

Milliman STAR Solutions

Comply with Solvency II regulations using a suite of specialised analytics, modelling, and reporting tools.

Insurance risk assessment
Insurance risk assessment
Insurance risk assessment


IntelliScript combines industry-leading data and analysis to provide insurers the knowledge, tools, and insight to confidently assess risk.

Predictive analytics
Predictive analytics
Predictive analytics


Visually explore industry experience against your own and make intelligent decisions based on drivers of policyholder behaviour.


Milliman insurance services

Asset/Liability Modelling & LDI

Quantify financial impacts of pension plans with analysis designed to meet your circumstances, liability characteristics, and objectives. 

Captive insurance consulting

Enhance your captive with risk retention alternatives, pricing and funding, financial modelling, and claims management.

Claims consulting

Lower loss and loss adjustment expense costs, get litigation support, and improve claims operations.


Benefits from our expertise in the complete range of non-life insurance types including home, creditor insurance, accident, and motor. 

Catastrophe modelling

Assess the interplay of natural catastrophe exposures between internal divisions and across your company with advanced modelling.

Catastrophe reserving and loss reserve verification

Understand the impact of a large event on your portfolio, including analysis of loss-expected contract carve outs.

Capital management

Assess capital requirements under a wide range of frameworks and get effective strategic advice on how to manage capital.

Economic capital modelling

Use capital more efficiently to protect against financial risk and comply with growing rating and regulatory requirements.

Embedded value

Get transparent, accurate embedded value calculations including European embedded value and market-consistent embedded value.

We’re here to help

Ask the tough questions. We’re ready for them.

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